The hiring decision
Compare two advisers on verified identity, relevant scope, complete cost, conflicts, process and written accountability.
Evidence to collect before choosing
| Subject | Relationship | Evidence or action |
|---|---|---|
| Your need | should be matched against | Compare two advisers on verified identity, relevant scope, complete cost, conflicts, process and written accountability. |
| Evidence of fit | is supported by | Use one written scenario |
| Working terms | is tested with | Verify person and firm |
| Decision record | should include | Align service deliverables |
See the selection method in context
One adviser gives a polished retirement presentation but a vague fee answer. The other provides a plainer proposal with a complete scope, dollar estimate and conflict explanation. The comparison rewards verifiable service evidence rather than meeting style.
Create one decision brief
Write household facts, assets involved, decisions due, desired deliverables and constraints without unnecessary sensitive data. Send the same brief to both candidates. If they solve different problems, first decide which scope is appropriate before comparing price or presentation. Next step: Score comparable adviser evidence.
Build an evidence table
For each candidate, record registry results, services, responsible person, first-year cost, later cost, product expenses, conflicts, custodian and review cadence. Link each entry to a disclosure, agreement or written answer. Treat missing evidence as unresolved rather than filling the gap with an impression. Next step: Use the same interview questions.
Use stop conditions before scores
An identity mismatch, missing required authority, pressure to transfer quickly or request for unsafe payment access should stop the process regardless of a high score elsewhere. For remaining candidates, weight the factors that matter to the assignment and keep the reasons for the final choice. Next step: Review the final agreement.
Complete before you decide
Your progress is stored only in this browser.
Make the selection defensible
- Use one written scenario
- Verify person and firm
- Align service deliverables
- Calculate total costs
Questions before you hire
Should investment performance decide?
Past or hypothetical performance does not replace a review of process, cost, risk and fit. Be cautious of selective or unsupported claims.
How many advisers should I interview?
There is no required number. Compare enough qualified options to understand meaningful differences without collecting proposals you cannot assess carefully.
Primary sources
This page is general education, not individual financial, investment, insurance, mortgage, legal or tax advice.